Zurich Insurance Group AG (MEX:ZURN N) Moat Score : 7/10 (As of Jul. 12, 2025)

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What is Zurich Insurance Group AG Moat Score?

Zurich Insurance Group AG has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Zurich Insurance Group AG has Wide Moat: Zurich Insurance Group AG has a wide moat due to its strong brand, significant regulatory barriers, and durable cost advantages. The company benefits from a superior distribution network and strong customer loyalty, providing it with sustainable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Zurich Insurance Group AG might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Competitive Comparison of Zurich Insurance Group AG's Moat Score

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zurich Insurance Group AG's Moat Score Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Moat Score distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's Moat Score falls into.

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Zurich Insurance Group AG (MEX:ZURN N) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Zurich Insurance Group AG Moat Score Related Terms

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Zurich Insurance Group AG Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Zurich Insurance Group AG (MEX:ZURN N) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

ZURVY:USA ZFSVF:USA ZURNz:UK 0QP2:UK ZFIN:Germany ZFI1:Germany ZFIN:Germany ZFIN:Germany ZFI1:Germany ZURN:Switzerland

Address

Mythenquai 2, Corporate Center, Zurich, CHE, 8002

Website

https://www.zurich.com

Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.

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